Privacy Policy for XpenseEz

Last updated: 15-10-2025

XpenseEz ("the App", "we", "our", or "us") is a personal expense tracking application developed using Flutter. This privacy policy explains how your information is handled when you use the App.

1. Data Collection and Usage

- The App runs entirely offline on your device.
- We do not collect, share, or store any personal or financial data.
- The App reads SMS messages locally only to detect and filter UPI transaction messages based on the bank(s) you select.
- All data processing happens on your device. No data is uploaded, transmitted, or stored on external servers.

2. Permissions Used

The App requests the SMS read permission solely to:
- Identify and filter UPI transaction messages.
- Display analytics such as spending summaries, transaction counts, and total amounts.

We do not read or store personal messages, OTPs, or any unrelated content.

3. Data Storage

- The App does not store or maintain any database.
- All analytics are generated in-memory and exist only while the App is running.
- Once the App is closed or uninstalled, all parsed data is permanently deleted.

4. Data Sharing

We do not share, sell, or transmit any information to any third party.

5. Children's Privacy

XpenseEz does not target or knowingly collect information from anyone under the age of 13.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Last updated" date above. Please review this policy periodically for any changes.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, you can contact us at:

📧 siddharthshankar03@gmail.com